How To Answer A Summons for Credit Card Debt

Testimonials

Received a Summons?
Blog
Don't Call The Creditor!
The Debt Lawsuit Process
E-Document Package
Testimonials
Legal Disclaimer
Links

 Below is a sampling of exciting e-mails I've received from folks who've read my e-book. 

I've altered their names for privacy but their messages have been copied and pasted from e-mail. 

Getting sued is a private matter and I treat all correspondence and purchase information with the utmost confidentiality.

This is my most recent FAVORITE E-mail!  This guy seems genuinely kind of stunned that it was so easy!

Date:  September 20th, 2011, 9:15 AM, PST
Subject Line:  I Think You Helped Me Win My Case!

To Whom It May Concern:
 
After purchasing your ebook I have great news!  I just received a letter from Midland Credit stating that they want to dismiss my case without predjudice.  This is good right?
 
Thank you,
John

YES...John!!  This is VERY GOOD! :-)

 
***I received an e-mail from this gal asking to re-activate her link to my book since she needed the information again.  I sent it to her and this was her reply...I was blown away!
****


From: Lea and Tim
i have used your information, so far
case with cach for 45k..dismissed
case with midland 11k..dismissed
have one coming up with midland agin for 25k..hoping this one gets dismissed as well
all so far dismissed with prejudice
thank you for everything

 Case Dismissed! On 9/12/11, Doyle in Michigan wrote, "Just got my case against Midland Funding dismissed.  Thanks so much for the info....I'm so glad I found your site and fought this.  God Bless."

On 9/1/11, Bonnie in California wrote, "Dear Jay, I cannot thank you enough!!  I just got word that my $10,000 lawsuit has been DISMISSED! WaHoo!!!!  I didn't even have to set foot in the courtroom.  Just had to share with you. Thank you for your book, I feel like I know you and it was so simple to understand and work with.  I'm just so pleased.  thanks again!

Dear Sir,

Thank you so much for your website.  I ordered your documents and they are fantastic, great product, very user-friendly...I get it now!  Quick question though, do you have any advice for dealing w/ a summary judgement?  Thanks, - Kevin, California 

YES!!  A Chapter on Summary Judgment has recently been added!

Jay,

Thank you from the bottom of my heart!  Got the notice from Nassau County courts today that my case has been dismissed!!!  Guess my Request for Productions of Documents was TOO much for the scumbag attorney to deal with.  It feels great to have beat these suckers.  Thanks again, I couldn't have done it without you.  - Jill, New York

Just ordered your package last night and I'm really pleasantly surprised.  This is EXACTLY what I have been searching for.  Thank you for doing this, you've made my day!  I'll let you know how it goes, I'm sending my Answer and Affirmative Defenses documents tomorrow.  Woo Hoo! - Carolyn, Illinois

Jay, went to court today with all my ducks (documents) in a row thanks to you.  Lawyer didn't even show!  The judge starting thumbing through my documents and asked who my lawyer was.  I told her I was representing myself and she looked almost annoyed and surprised!  She asked who drafted these pleadings and I told her "I did, Your Honor" and she told me she was very impressed and she was dismissing the case.  She said I should go to law school!  It was great and SO NOT what I was expecting.  The courtroom was tiny too... I think I was expecting a Law&Order set-up, you know?  Anyways, can't thank you enough.  You should charge more for this!  - Randy, Washington

CASE DISMISSED!  Filed your Answer, filed your Request for Production of Documents, answered their Request for Admissions with your document and LVNV couldn't deal with it.  They had NOTHING to prove their case. 

Your package truly was the real deal.  Easy to understand and the fill-in-the-blank format was exactly what I needed.  I just saved myself $6,000 and I want to thank you for having the guts to do this and put this out there.  Best of luck with your blog and everything else. - Harold, New York

Thank you so very much for your hard work you put into this website. We received our citation today and with your help will be heading to the courthouse tomorrow.  I saw the list of creditors in the Notorious FDCPA Violators.  Here is an update:"Mann Bracken LLP is the Successory by Merger to Wolpoff and Abramson, LLP and Eskanos & Adler, PC otherwise still Arrow Financial".  Thank you, Thank you, Thank you.  Will keep you posted.     -Angela, Michigan

Dear Jay,
Great news!!!! My case was dismissed by the judge at trial today! The plaintiff's Atty did not have any evidence whatsoever. When he saw that I was there to fight my case he began to plead with the judge and say that he knows the judge will dismiss the case because he did not have enough evidence and the judge said I sure will. So the judge dismissed the case in favor of the defendant which is me.

I'm sure my grounds of defense caught him off guard. I also used the discovery document and requested everything possible. I came at him hard. All with your help.
Your packet is empowering!!! Thanks so much for giving me new hope. I am so excited!!

Best Regards,  Pam, Illinois

Dear Sir,

I am so grateful to have found and purchased your book online, it is SO helpful!  I received a summons two months ago from a JDB and there was no court date on it.  I followed your steps precisely and just heard today that LVNV dismissed the case!  Your package was the best $37 I ever spent! - Mara, Washington

 Hi Jay!  i bought your package (THANK YOU SO MUCH for writing that book!) several months ago and I wanted to let you know that I got the news today of dismissal by Cach, LLC!!  Your book came at the best possible time and I felt truly empowered by it...I know for a fact that these companies are not used to anyone fighting back!  Can't thank you enough.  - Wendy, Utah

I almost declared bankruptcy over the $12,000 I owed to Capitol One.  My girlfriend bought your package and helped with filing all the documents.  Went to court today and WON!  Can't believe I did this without a lawyer, never would I have thought it possible.  You rock. - Stephen, Illinois

"Hi.  I just bought your E-Document Package and I am already excited by just going throught the beginning.  As you rightly stated the answer was the challenge for me because when I read the Plaintiff's legal wording, I was like how the devil will I be able to respond in a similar manner?

But you have just made my life a whole lot easier and I thank you for this.  You have given me hope and I will continue to fight for my rights in this manner.  I will keep you posted about my case."

Thank you, Betty, Illinois

"Hi Jay!  You answered some questions for me back in September on askmehelpdesk.com and I ended up buying your document templates.  I just HAD to let you know that 45 days after I filed my answer  my case was dismissed!!  Woo hoo!!!! 
Thank you thank you thank you!!!  I am so incredibly relieved!  Feel free to post this on your site and thanks again, finding your templates was a godsend!"
  - Dan, West Virginia

"Hi there.  Just bought your e-book and sat down to work on my documents.  I kind of was skeptical, but I felt like I got a real bargain once I looked over all the pleadings and your guides and instructions made alot of sense to me. It looks like my debt is out-of-statute according to your PDF so I'm hoping the case will be dropped!  Thank you very much, I never could have done this on my own.   -Walter, Oregon

Just wanted to send you a quick comment.  I used your parts of your sample Answer to fight Frederick J. Hanna who have been hounding me to the point where I've actually gotten sick.  I sent them your C&D letter along with filing all the document w/ the court and I couldn't believe it!  The phone stopped ringing and I got relief from these horrible people.  I didn't hear anything for awhile so I called the courthouse today and the clerk told me my case has been withdrawn and removed from the docket!  I couldn't be more thrilled...thank you -Rebecca, Florida

Hi Jay, thanks for your reply.  Well, I went to court and the attorney for Asset did show up (darn!).  But, I came forward with your Production of Documents request and the attorney did not have one shred of evidence with him, not an affadavit or anything!!  I got the feeling like I was the only "human" to show up that day and fight as there were a bunch of default judgements handed down before I got my turn. 

The judge was very polite and didn't expect me to behave like a lawyer, he just talked to me.  He reviewed my defenses and ta da........dismissed the case against me!!  I am beyond thrilled.  You saved me THOUSANDS of DOLLARS.  I cannot thank you enough. - Bradley, Michigan


 


All rights reserved. Copyrighted material 2010
The contents of this page are the intellectual property of site owner and Ebook publisher. 
Please see legal disclaimer tab on webpage header. 

Powered by Register.com