Legal Disclaimer:  Please read before proceeding.  Use or using the information contained herein this website and/or resulting E-Document Package AT YOUR OWN RISK.   The author accepts no liability or responsibility for the outcome or results and/or damages incured by person(s) utilizing the information, data and opinions contained herein this website and/or resulting E-Document package purchase.

• I am not a lawyer nor have I worked with a lawyer on my case.

• I am not providing any legal advice nor am I claiming to be a legal or debt expert.

• The information that I am providing is purely based on my own research and experience with a debt lawsuit and the experiences of others, this document is for entertainment purposes only.

• My information and sample documents are only for entertainment purposes. If you decide to follow this information or decide to use any of my sample documents, you do so at your own risk.

• I make no guarantee that my information or sample documents will help you in your case and they could in fact, harm you in your case.

• The laws of civil procedure vary from state to state. YOU are responsible for ensuring that you understand and follow all laws, rules and regulations for your State's civil code.

• My research is no substitute for your own research and common sense. If you do not feel comfortable responding to a lawsuit Pro Se, you should seek the advice and counsel of a consumer law attorney in your local area.

• All information, data, and sample documents in this document and the resulting E-Document Package are meant as entertainment material only. We do not guarantee results or take any responsibility over the results created by implementing any of the strategies contained within my website or the E-Document Package and resulting purchase. By purchasing my E-Document Package you agree that any payment made by you is not consideration for a contract of any kind, but rather is made in genuine admiration and respect for my desire to help others in similar predicaments. These documents are provided with the understanding that the author and the publisher are not engaged in rendering legal advice, accounting or any other professional advice. The advice and strategies contained herein are based upon the author's personal experience and may or may not be correct. The author wants to stress that the information contained herein and within the E-Document Package may be subject to varying state and local laws and regulations. All users are advised to retain competent counsel to determine what laws and regulations may pertain to the user's individual situation. If legal advice or assistance is required or sought, the services of a licensed professional should be sought. If you do not agree with these terms and conditions and resulting disclaimer please do not purchase this E-Document Package. Information in this document is the intellectual and physical property of the owner and reproduction and distribution are forbidden. DO NOT REPRODUCE. COPYRIGHTED MATERIAL, 2010. ALL RIGHTS RESERVED.